(2) Max out IRA(s) - $11,000 (100%) (goal is $11,000) completed
(3) Add to e/r fund - $10,000 (100%) (goal is $10,000) completed
(4) Pay down mortgage - $5,000 (100%) (goal is $5,000) completed
(5) Trading account fund - $5,000 (100%) (goal is $5,000) completed
(6) House projects - $3,000 (100%) (goal is $3,000) completed
Total: $62,327 (90%)
Completed, completed, completed - feels fun to type that five times in a row.
In July when Mr. Sam was laid off, I assumed we would just have to throw our 2013 savings goals out the window. But, he was able to find reemployment before his severance ran out. And while he took a pay cut, I received a raise that off set his pay cut so overall our household income remained the same. Even so, we had to work hard to catch up since I had put many of our savings efforts on hold while he was job searching.
I have one more pay check before the end of the year, so the 401k number will increase and, as a result, we will exceed our savings from 2012 and come close to saving $63,000 in 2013.
3 comments:
I love seeing it all come together. Despite the challenges and the anxiety, you managed to pull through and make it happen. That deserves some serious kudos. :)
Thanks FG, you know its a journey. Just gotta keep working the plan even in the face of adversity.
Found the link to your blog on your NetworthIQ profile - very nice. Your 2013 experience mirrors that of our household. My wife was laid off in July, but re-employed by October, while still on severance. And she did some consulting in the interim for some additional income. The fact that we have no debt and lots of savings allowed us to not go into panic mode as she pondered her next move and luckily got a great job opportunity. Here's to a successful 2014 for you, you've definitely laid the groundwork for it and you have the discipline to achieve it.
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