Six weeks into the new year and I have not finished our annual spending plan for 2012 and we have not finalized our savings plan.
What the heck has happened to me? I have gotten sucked into preparation land. I had good intentions, I was going to really study and work our annual plan rather than just relying on our numbers from the prior year. And, I started off right, I spent several hours working on our 2012 annual spending plan. But then I got bogged down and stuck when I couldn't easily pull up the data I needed.
Am I using preparation to avoid getting started? Possibly, my plan, in theory, was to commit to an extra high savings number this year. If I never finish our spending plan I don't have to commit to keeping my spending under control, I don't have to commit to discipline, I don't have to commit to tough choices.
Today is February 12th, I am committing to having our annual spending plan done and our 2012 savings goals set up by February 19th.