I've been dreaming about a 10 day or two week trip to a particular country for more than 10 years. While we keep a "travel" savings account that we add to each pay period, I've decided to start a travel savings account for this dream trip.
It may seem odd to be thinking of a dream trip in the middle of dealing with Mr. Sam's layoff, his unemployment, and the uncertainty of our finances and future savings. But, I've been thinking about this trip for a long, long time and I want to start planning for it. Opening a savings account, which if necessary can be used for other expenses, is a way for me to do a little dreaming and planning without incurring any real costs.