This week's collected points of interest

• An interesting article from Janice Revel of Money magazine on the possibility of higher tax rates in the future and why you should be investing in Roth IRA and Roth 401k options to hedge your bets.


• Hints that the sub-prime mess is seeping into prime loan territory from USA Today. 2.3% of prime loans were 60 days behind in February, up from 1.4% a year ago. If you prefer to look on the bright side, think about the status of the other 97.7% of prime loans.


• Also from USA Today, consumers increased credit card borrowing at an annual rate of 7.9% in March 2008.


• A different take on shrinkage, this time service shrinkage, from msnbc.com Red Tape Chronicles.