Fourth of July Numbers

(1) Max out 401ks - $33,000
(2) Max out 2009 IRAs - $10,000
(3) House project and furniture - $10,000
(4) Add to baby fund - $5,000
(5) Lasik surgery for Mr. Sam - $5,000
(6) Add to emergency fund - $10,000
Total - $73,000

(1) $17,684 (54%)
(2) $10,000 (100%)
(3) $815 (8%)
(4) $276 (6%) ($5,276 in our ING baby account)
(5) $0
(6) $1,333 (13%) ($23,214 in our ING e/r account)
Total - $30,109 (41%)

Happy Fourth of July!! We are at the half way point for our 2009 savings goals and we are about $6,300 behind. I would chalk the slower progress to (1) refinancing costs for our primary home (yay 4.7 interest rate) (2) costs related to car accident (boo!) and (3) failure to focus by both me and Mr. Sam (we are just not trying hard enough). Regarding our failure to focus, we have not had one financial family meeting in the last 5 months and our spending plan needs to be updated. I have resolved to update our spending plan and revisit our 2009 saving goals this month (they might need to be tweaked, stay tuned) and Mr. Sam and I have agreed to a family finance meeting and to refocus once we have the numbers in front of us.