So, yesterday I spent some time on our finances, paying bills, updating our savings chart, updating our net worth numbers, etc.
I was on the Fidelity site to determine if some of my recent limit orders had gone through (trying not to let my IRA money sit idle in cash). I'm a big fan of Fidelity and, in fact, I've been a Fidelity customer for many years. I generally have nothing but good to say about them.
But, of course you knew a but was coming, I'm puzzled by something that I just noticed. When I pull up a statement online (and same for paper, because I checked), my name is nowhere on the statement. The statement is addressed to my husband (alone). It lists our various accounts, mine are listed first, I assume because they are older accounts but it doesn't reference ownership. These are not joint accounts, these are accounts that are individually owned by each of us (we do have a joint trading account) and in fact were established prior to marriage.
Am I bothered by this, yes. And, I'll tell you why. While I very much agree that the money on this statement is "ours", if you look at the numbers, I own, individually, the bulk of the money in these accounts. And that is simply because I've been saving for retirement for a longer period of time. The statement should be addressed to both of us and the accounts ought to be listed by ownership.