Confession time, I recently got a speeding ticket. At the same time I received the speeding ticket, I received a ticket for not having proof of insurance or registration with me.
I challenged the speeding ticket. I might save money by challenging the ticket since an attorney friend is handling it for me at no charge. But, in challenging the speeding ticket I completely ignored (forgot) the insurance ticket.
I could have resolved the insurance ticket by presenting proof of insruance with 30 days at the DMV and paying $10. Instead, I forgot I needed to do anything about the ticket and ended up missing the 30 day window which meant I had to pay the full amount of the ticket $116. But, it gets worse. I paid the $116 but ended up having a late fee of $23 which I didn't know about or pay so my license was administratively suspended. So I paid the $23 late fee, but I still had to pay $60 to get my license reinstated. And, I wasted an hour of my life at the court house and then another hour at the DMV.
$199 to the State of Florida vs. the $10 I should have paid. Ugh!