(1) Max out 401ks - $33,000
(2) Max out 2009 IRAs - $10,000
(3) House project and furniture - $6,000
(4) Add to baby fund - $5,000
(5) Add to emergency fund - $10,000
Total - $64,000
(1) $20,900 (63%)
(2) $10,000 (100%) [this goal is completed]
(3) $865 (9%) [this goal has been reduced]
(4) $376 (8%) ($5376 in our ING baby account)
(5) $1333 (17%) ($23,614 in our ING e/r account)
Total - $33,874 (53%)
With a 10% pay cut for me, everyone in my company took the cut - ouch, we have decided to scale back our 2009 savings goal by $9,000. We reduced our house project and furniture to really just furniture of $6,000 (I've already picked out and priced the new furniture) and we cut out the lasik surgery for Mr. Sam.
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