(1) Max out 401k(s) - $29,695 (85%) (goal is $35,000)
(2) Max out IRA(s) - $11,000 (100%) (goal is $11,000) completed
(3) Add to e/r fund - $10,800 (108%) (goal is $10,000) completed
(4) Pay down mortgage - $5,000 (100%) (goal is $5,000) completed
(5) Trading account fund - $5,000 (100%) (goal is $5,000) completed
(6) House projects - $3,200 (107%) (goal is $3,000) completed
Total: $64,695 (94%)
Final report shows a deficit of $4,305 in our 2013 savings. But, as noted before, we exceeded our 2012 savings total of $62,446 and exceeded our 2011 savings total of $60,060. And, we did so even with Mr. Sam's layoff in July.
Additionally, when you add in Mr. Sam's 401k match of $3,501 (from prior employer) and my !surprise! 401k match of $5,000, our total savings in 2014 exceeds $73,000. That is a lot of money, and therefore we can't be disappointed in our efforts, our discipline, and our progress.
Happy New Year!
*Edited to reflect 12/30/14 auto transfers to emergency fund and house project account.
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