Coming Down to the Wire

(1) Max out 401k(s) - $28,494 (86%)(goal is $33,000)
(2) Max out IRA(s) - $10,000 (100%)(goal is $10,000, this goal is completed)
(3) Add to e/r fund - $9,200 (92%)(goal is $10,000)
(4) Pay down mortgage - $4,565 (91%)(goal is $5,000)
(5) House projects - $2,161 (4%) (goal is $5,000)

Total - $54,420 (86%)

With 5 weeks to go, we are running out of time to complete our 2011 savings goals.  We maxed out our IRAs earlier in the year, so we completed that goal.  As for our 401ks, I am on track to max out my 401k and Mr. Sam recently increased his contribution to try and max out his 401k (he also gets a match of $5000+ per year, so even if he falls a little short on his contributions he still has basically maxed it out).  As for our emergency fund, we are on track to meet this goal, this goal is set up as an automatic contribution of $400 every two weeks.  Regarding our prepayment of mortgage principal, we are on track to meet this goal.  We pay $415 extra towards principal each month, and with the next payment that will bring us to $4980, I'll just add an extra $20.  Finally, as for our house project fund, we are @$2,800 behind.  Right now we have $50 every two weeks going towards this goal, so if there are no changes we will be about $2,700 short on this goal and $2,700 short on our overall savings goals.  We can probably find an extra $1000 to put towards this goal before the end of the year, but I doubt we will be able to find more because of the holidays and holiday spending (even though we have a holiday savings account, our spending just goes up due to family in town, parties, etc.)