(1) Max out 401ks - $33,000
(2) Max out IRAs - $10,000
(3) Prepay mortgage - $1200
(4) Add to baby fund (carry over from 2009) - $3500
(5) Add to emergency fund (carry over from 2009) - $7000
(6) House/Furniture fund (carry over from 2009) - $3000
Total $57,700
We are setting the bar a little lower this year, since we fell short last year and since I'm still working with a 7% pay cut in 2010. We have yet to finish our 2010 spending plan so our savings goals may be adjusted after we complete same.
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