June Numbers

(1) Max out 401ks - $33,000
(2) Max out 2009 IRAs - $10,000
(3) House project and furniture - $10,000
(4) Add to baby fund - $5,000
(5) Lasik surgery for Mr. Sam - $5,000
(6) Add to emergency fund - $10,000
Total - $73,000

(1) $14,467 (44%)
(2) $10,000 (100%) Completed
(3) $714 (7%)
(4) $170 (3%)
(5) $0
(6) $0 ($21,177 in our ING e/r account)**
Total - $25,353 (35%)

As we close in on the mid-year mark, we are still behind on our 2009 savings goals by about $7,600. But, we are just $700 away from refunding our emergency fund which will help us as any money above $21,881 will count towards our 2009 saving goal. We are also pleased that we refinanced our primary home mortgage when we did, as those rates have moved higher since we completed our REFI.

** At the close of 2008, we had $21,881 in our emergency fund. We continue to add to our emergency fund but we are not counting the progress until it hits $21,881.