tag:blogger.com,1999:blog-4801338959407904455.post8859083303727062210..comments2024-02-26T09:19:52.535-05:00Comments on Adventures of Sam: What Would You Tell Your Younger Self?Samhttp://www.blogger.com/profile/18434037543456159718noreply@blogger.comBlogger3125tag:blogger.com,1999:blog-4801338959407904455.post-54456374515765955022013-12-06T13:39:42.537-05:002013-12-06T13:39:42.537-05:00I'd tell my high school self to do his homewor...I'd tell my high school self to do his homework and study a little more! would've been worth more than all his part-time jobs combined in scholarships! Instead post-college me is paying for it the hard way, with interest and his own money!<br /><br />Just about my only financial regret thus far. Oh and stay away from penny stocks.Dannoreply@blogger.comtag:blogger.com,1999:blog-4801338959407904455.post-10252887794151166082013-12-05T12:41:18.881-05:002013-12-05T12:41:18.881-05:00This is a good post, has caused me to reflect on a...This is a good post, has caused me to reflect on a number of things. However I may not have listened to my future self, sometimes you have to learn from your own mistakes. <br /><br />My conversation would be: <br />Smart move on picking a career with a future and starting right away on retirement savings and max'ing it out each year. However, all growth even in your 20's is not a balanced portfolio, you needed to include fixed income in the mix from the start, you would have been further ahead and with a less bumpy ride now. Learn to make minor adjustments in your portfolio not major strategy changes on a regular basis when you learn new things.<br /><br />Should have listen to your gut on your first marriage, divorce halved your net-worth that you spent so many years building. Your second wife is proof that there is someone perfect for you out there. Having kids is extremely costly, but it has been the best investment I have or will ever make. Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-4801338959407904455.post-57238615080532329952013-12-04T13:30:00.720-05:002013-12-04T13:30:00.720-05:0010 years ago I would have told myself to invest 10...10 years ago I would have told myself to invest 10% instead of 5% into 401k, open Roth IRA at age of 20 and not 27, create your spending budget, challenge yourself and go to better school, talk to your future wife about finances before marriage,and lastly DO NOT invest in Oppenheimer load funds!!! Anonymousnoreply@blogger.com